Money Skills for Teens
Wise Up is a 15-week program that teaches 9th and 12th-grade students financial education – focusing on how to make wise financial decisions in life.
Research has shown that if you can teach a teenager how to manage their money, not only will you help them develop healthy life patterns, but you can influence the course of future generations.
Currently, Wise Up is taught in Cullman city and county schools – twice a year – 1st semester and 2nd semester – to the Freshmen and Senior classes.
During the 2015-2016 we were able to educate over 1,300 students with a curriculum that focuses on such topics as: power and privilege in communities, budgeting, price comparisons, financial emergencies, and resumes. Freshmen curriculum also covers minimum wage, cost of living, delayed vs. instant gratification, banking, and interest. While seniors will additionally learn about debt, credit cards, purchasing options, appreciation vs depreciation, and investing.
Students, parents, and educators have praised the in-depth information that is introduced during the semester-long class. Over 95% of our students would recommend Wise Up to a friend.
Those students say, “Wise Up…
….is a good way to learn how to budget, work with and manage money.”
….is very useful for anyone becoming an adult in the modern world.”
….teaches us valuable info. on how to be responsible adults and teens.”
….teach[es] life lessons that I will remember for the rest of my life.”
Our facilitators come from the Cullman community and are able to make relationships with the students while passing along life economics in a way that is relevant to them.
We are always looking for new facilitators – especially those who are directly connected to the schools and communities they are teaching in.